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Credit Score Complete provides you with the tools you need to access and monitor your financial/credit information through the program's credit reporting and monitoring benefits. Credit Score Complete and its benefit providers are not credit repair service providers and do not receive fees for such services, nor are they credit clinics, credit repair or credit services organizations or businesses, as defined by federal and state law. Under a new Federal Law, you have the right to receive a free copy of your credit report once every 12 months from each of the three nationwide consumer reporting companies. To request your free annual report without Credit Score under that law, go to annualcreditreport.com