Credit Reports and Scores - Frequently Used Definitions and Terms

Free Credit Report

There are many websites offering consumers a Free Credit Report. The reason websites can give away a Free Credit Report typically is because they are interested in providing ... More on Free Credit Reports >>

Credit report

A credit report provides you with all of the information in your credit file collected by the credit bureaus and by consumer reporting companies. This information is also sold to third parties ... More on Credit Reports >>

Free credit score

A Free Credit Score is offered to allow consumers to know their current credit ratings that banks and lenders will look at in order to approve a loan or credit card as well as to set an interest ... More on Free Credit Scores >>

Credit Repair

Even though GoFreeCredit.com is NOT a credit repair services provider and does not receive fees for such services, and is not a credit clinics, credit repair or credit service organization ... More on Credit Repair >>

Credit report online

Over the past 10 years, technology has been improved to be able to deliver consumers their Credit Report online because of the advances in security. Companies can know safely ... More on Credit Reports Online >>

Credit Bureau

A Credit Bureau is an agency that collects and maintains consumer credit information and provides it to banks, credit card companies, lenders, creditors, and individuals through ... More on Credit Bureaus >>

Credit Rating

Your Credit Rating is a very important number to be concerned with. Often called your Credit Score, this number tells banks, lenders, credit card companies and other finance companies ... More on Credit Ratings >>

Credit Score

A Credit Score is determined by the information on your credit report. Every month, your credit score can change based on how you pay your bills, if you open new credit cards or take out ... More on Credit Scores >>