A Free Credit Score is offered to allow consumers to know their current credit ratings that banks and lenders will look at in order to approve a loan or credit card as well as to set an interest rate. GoFreeCredit.com offers consumers a chance to see their current free credit score along with a credit report in order to try a free credit monitoring trial.

Though consumers can request credit reports by mail once per year, the reports do not come with a free credit score and often do not contain information listed by all the various credit agencies. Your credit score will range from 300-900 in most cases, but may defer based on which credit agency the score is determined by – unfortunately your credit score could vary by over 100 points from one agency to another due to the different credit listings and different formulas to determine credit scores.